Cigna Close Care

Cigna Close Care (IPMI – International Private Medical Insurance) is the budget option within Cigna’s international health insurance plans, in addition to the more extensive Cigna Global Health Options (CGHO).

Important features:

• Coverage in the country of residence and in the home country
• Maximum annual overall benefit: €400,000
• Maximum annual benefit per condition: €200,000
• Coverage available: inpatient, outpatient, dental
• No coverage for vision or maternity

Coverage while travelling

• Coverage while travelling refers to temporary trips outside your country of habitual residence or country of nationality
• Maximum reimbursement: €29,600
• Coverage for a maximum of 21 consecutive travel days and a maximum of 45 travel days per year
• Coverage for unforeseen and urgent medical emergencies (inpatient and day patient treatment)Urgent outpatient costs are only covered if outpatient coverage is included in the policy, up to a maximum of €1,850

Recommendation: additional travel insurance.

Coverages not included in this insurance (such as personal liability, legal assistance, household goods, luggage, etc.) can easily be arranged through other insurance companies we work with.

For an overview of the premiums that apply to your situation, please complete our quote request form. We will send you a quote by email.

Cigna Close Care quote request form

Indication of the Premiums

Cigna Close Care - Monthly premium indication
Age	25	35	45	55	65
Inpatient (deductible €550)	€ 55	€ 73	€ 98	€ 131	€ 208
Remarks: * Premiums shown are for low-cost regions. * 10% discount when paying annually. * For the exact premium applicable to your situation, please complete the quote request form.

You can find an extensive overview of the coverage in the following document: Benefits (PDF)
The Benefits overview shows a comparison of Cigna Close Care with Cigna Global Health (Silver, Gold, Platinum). More information on Cigna Global Health can be found on our website.

Coverages available:

• Core module: inpatient medical care and day patient and International Medical Evacuation.
• Optional: Outpatient medical care
• Optional: Dental care
• No cover for: vision, maternity

Your core cover

This is your essential cover for treatment you receive on an inpatient or daypatient basis including:

• Costs for hospital accommodation and surgeon and specialist consultation fees;
• Physiotherapy (inpatient) 
• Mental health care;
• Cancer treatment.

Your core cover does not provide cover for:

• Outpatient consultations with specialists and medical practitioners;
• Physiotherapy (outpatient)
• Prescribed drugs or dressing that you may require on an outpatient basis
• Any rehabilitation treatments such as physiotherapy that are performed on an outpatient basis.

Your area of cover:

• Your country of habitual residence and country of nationality
• Access to out of area emergency cover

Annual benefits

• Up to the maximum amount per beneficiary per period of cover $500,000 / €400,000 / £325,000

Add optional modules

Outpatient and Wellness Care

This covers you more comprehensively for outpatient care where a hospital admission as a daypatient or inpatient is not required, and also covers wellbeing benefits:

• Consultations with medical practitioners and specialists;
• Prescribed outpatient drugs and dressings;
• Outpatient physiotherapy;
• Pre-cancer screenings, adult physical exams and vaccinations;
• Life Management Assistance Programme and Telephonic Wellness Coaching.

Dental Care and Treatment

This optional module provides you with comprehensive dental cover.

• Preventative, routine and major dental treatments.

Manage your premium

You have the flexibility to adjust your premium to suit your budget with a wide range of:

• Deductibles
• Cost shares

These are voluntary amounts that you choose to pay that are not covered by your plan. If you choose a deductible and/or cost share, your premium will be lower than it otherwise would be. Please see page 16 of this Guide for details of the deductible and cost share options.

You can apply for this insurance by filling out of the applicationform (pdf). Please send the filled out form to contact@johoinsurances.org and don't forget to add a copy of your passport. Thank you! 

Content:

• Why choose the Cigna Close Care
• Why we are your best choice
• Our Global Health Assist Service
• Your Cigna Close Care plan explained
• How to create your plan
• How deductible, cost share and out of pocket maximum work
• Your benefits explained
• Secure Online Customer Area
• What you can expect from us
• We’re waiting to hear from you

We are happy to answer your questions. Fill out the contact form here.