Travel Insurance for visiting Europe or Schengen Countries

Do I need a health or travel insurance when traveling to Europe?

Travelers to the European Union need travel medical insurance for Europe, including the Schengen area.

Schengen Area Countries:

Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

OOM Schengen Travel Insurance also covers in the following Non-Schengen countries: Bulgaria, Cyprus, Ireland, Croatia, Romania and the United Kingdom

What is the average cost of travel insurance?

Premiums per day for medical insurance and SOS:

  • 0 to 69 year: € 1,60 *
  • 70 to 79 year: € 6,00 *

* Comprehensive medical cover: max 500.000 euro

Schengen Visa Insurance Requirements

Travel insurance for a Schengen visa must meet the following criteria:

  • A minimum coverage for medical costs of at least 30,000 EUR
  • Cover in all member states of the Schengen Area.
  • Cover for repatriation for medical reasons, urgent health attention and emergency hospital treatment or death.

Schengen Travel Insurance